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Improve Your Checkout Experience and Increase Customer Satisfaction with Tap to Pay
Tap to Pay History Contactless payments started back in 2003 when Financial Institutions (FI) began to pilot the technology in the forms of key fobs and small tags, they weren’t put on a card until 2005.[1] Such a slow rollout was due to the limited availability of contactless cards and low merchant acceptance. By 2014, […]
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XUP Empowers Banks to Operate a Multiprocessor Environment
Oh, what a difference a decade can make. Just 10 years ago, banks were signing referral and revenue sharing agreements with processors like First Data, Elevon and TSYS making merchant services an afterthought. Enter 2020 and 2021. The year where an unprecedented global pandemic makes headlines triggering explosive digital payments growth. The revenue and loyalty […]
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Tech Tuesday: A One Year Retrospective on Learning React Hooks
Thinking of picking up React for your client side app in 2021? Why don’t you pull up a chair and I’ll tell you about the learning curve, it’s strengths, it’s faults, and the overall experience that has been learning React Hooks. I wouldn’t be doing my due diligence if I didn’t preface with some note […]
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Banks Can Now Offer a Tailored Merchant Services Experience to Mid-Size and Commercial Clients
As banks race to find non-fee revenue and create long lasting, mutually beneficial relationships with clients, many are investing in new merchant services capabilities. What we’re seeing though, may be eye opening for banks going through this journey. It is 70% less expensive for a fintech to onboard a mid-size or commercial client than a […]
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Tech Tuesday: How to Overcome System Integration Challenges
Integrating your software system with another company’s software is hard. No matter how much documentation there is, or how many times you have done something similar with a different external system, there are always issues that come up. One aspect that makes integrations difficult is that you don’t have control over the external system. When […]
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Customer Story: KeyBank
How KeyBank, XUP Payments and Boomtown partnered to transform the merchant services experience. Overview: KeyBank is creating an unparalleled business experience by utilizing some of the best FinTech partners in the market. The build vs buy scenario is common, but in this case it’s all about the partnership. KeyBank knows processing payments is at the […]
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Tech Tuesday: Using Rapid Prototyping to Decrease Time to MVP
The ability to deploy new designs and experiences is critical in the product startup space. Getting ahead of competition, generating revenue, understanding pain points and optimizing for them are key advantages of getting MVP out into the world. Rapid prototyping is the act of quickly designing new experiences and creating interactions so that key users, […]
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Tech Tuesday: Azure Cloud Platform
Merchant credit card processor onboarding and transaction management are integral pieces of XUP’s Software-as-a-Service products. Naturally at XUP we manage many pieces of sensitive data. Security is a top priority for all our developers and the management team. As such we use the best in class Azure cloud platform to help everyone sleep at night. […]
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Tech Tuesday: Angular 9
Merchant on-boarding can be tricky. On one hand the onboarding experience is half e-commerce. Potential merchants choose their desired credit card machines, accessories, and the types of cards they want to process. On the other hand there is an extensive data gathering flow with many forms which all require complex data validation. And – as […]
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XUP Featured on the “Leaders in Payments” podcast