Unlock Modern Banking Banking Payments Lending

XUP helps software platforms drive banking revenue by delivering exceptional customer experiences.

Create New Revenue Streams

Banking-as-a-Service

Cross-sell products such as loans, insurance, and more by plugging financial products into the context of your software platform.

Embedded Payments

Transform a cost center into a profit center by embedding payments into your platform and owning more of the payment experience.

Built for Your Industry

We only focus on the industries our team has deep expertise in.

Powering the Healthcare Economy

Healthcare is undergoing tremendous change. Increased patient responsibilities, record-breaking levels of consolidation, and new expectations around the patient experience all present unique challenges. Payers and HealthTech platforms rely on XUP to solve these challenges and more.

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Powering the Real Estate Economy

COVID-19 changed where people live, work, and play. Properties are changing hands at record-setting rates. As new owners take over properties, they’re looking to improve property economics. Further, as tenants change and occupancy levels continue increasing post-COVID, owners are looking for better ways of bringing on new tenants. In the increasingly crowded ‘PropTech’ space, PropTechs need new ways to stand out from their well-capitalized peers.

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Powering the Logistics Economy

Seismic disruptions have highlighted the critical role logistics companies play in keeping supply chains moving. It is more important than ever for carriers, warehousers, and LogisticsTechs to reduce inefficiencies while finding new sources of profit for long-term resiliency. Digitize manual and paper payment practices, efficiently grow partner networks, and pioneer new banking solutions for business partners.

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Empowering FinTechs

XUP partners with FinTechs to create new revenue streams. Take greater ownership of the payments flowing through your platform, expand embedded banking product offerings, and more. As part of KeyBank, XUP offers FinTech innovation backed by 200+ years of banking expertise. Contact us to explore FinTech partnerships.

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Simplicity at Enterprise Scale

Solutions over Products

Industry Expertise

One bank, one platform, many possibilities. Together, XUP and KeyBank deliver an integrated suite of modern banking services. Get a best-in-class experience, every single time.

XUP’s roots are in consulting. It’s in our DNA to solve problems collaboratively with customers rather than push a specific path or product. We can meet you where you are with a broad set of financial solutions.

We believe in the power of focus. By focusing on the industries we have decades of experience in – healthcare, real estate, and logistics – we can deliver exceptional customer experiences.

Simplicity at Enterprise Scale

One bank, one platform, many possibilities. Together, XUP and KeyBank deliver an integrated suite of modern banking services. Get a best-in-class experience, every single time.

Solutions over Products

XUP’s roots are in consulting. It’s in our DNA to solve problems collaboratively with customers rather than push a specific path or product. We can meet you where you are with a broad set of financial solutions.

Industry Expertise

We believe in the power of focus. By focusing on the industries we have decades of experience in – healthcare, real estate, and logistics – we can deliver exceptional customer experiences.

Success Stories

Learn About Our Work

We’ve seen success working with a wide variety of clients. From software companies to banks to clearinghouses and more, XUP’s consultative approach helps us deliver consistently exceptional results.

96

Reduced time to onboard new merchants1

40

Reduced payments cost1

4

Increase in merchant conversion rate1

25

Improved EBITDA identified1

30

Increase in merchant collections1

1. The metrics referenced are based on XUP’s analyses of prior clients’ experiences from 2019-2021. They are projections only and not a guarantee of future results.

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